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My LinkedIn Profile

http://www.linkedin.com/in/noelalbano

http://www.linkedin.com/in/noelalbano

Nokia Money - http://www.fastcompany.com/blog/clay-dillow/culture-buffet/nokia-money-will-turn-mobile-devices-mobile-banks-nokia-mobile-banke

http://www.fastcompany.com/blog/clay-dillow/culture-buffet/nokia-money-will-turn-mobile-devices-mobile-banks-nokia-mobile-banke

Nokia Rocks The World - http://www.fastcompany.com/magazine/138/who-needs-harvard.html

http://www.fastcompany.com/magazine/138/who-needs-harvard.html

Nokia wants to rule the world. From being a mobile phone company, it wants to be an entertainment company, as well as a financial services company. Watch Nokia Money coming soon!!

http://www.fastcompany.com/blog/clay-dillow/culture-buffet/nokia-money-will-turn-mobile-devices-mobile-banks-nokia-mobile-banke

www.fastcompany.com How Web-savvy Edupunks Are Transforming American Higher Education - http://www.fastcompany.com/magazine/138/who-needs-harvard.html

http://www.fastcompany.com/magazine/138/who-needs-harvard.html

Philippine Resume Writing Service - tradespeed@gmail.com

An effective resume can result in more interviews for you. No interview, no job. For 2,000 pesos, I will fix your resume, and will show you how to have maximum exposure for the least amount of money. If interested, you may email your resume at tradespeed@gmail.com, or you may text me at +63 917 600 1150. Thanks!

A Taste of the Honey Business

http://www.fastcompany.com/magazine/138/numerology-national-honey-month.html

Is Hulu Watched More Than Time Warner Cable?

http://www.fastcompany.com/blog/kit-eaton/technomix/hulu-more-watched-time-warner-cable

Four Ways to Make Your iPhone Invincible

http://www.fastcompany.com/blog/chris-dannen/techwatch/four-ways-make-your-iphone-invincible

A property fairytale: from £6,000 to £9bn Damon Syson, Live magazine, Mail on Sunday Story of Christian and Nick Candy of Candy and Candy

http://www.thisismoney.co.uk/mortgages-and-homes/article.html?in_article_id=427287&in_page_id=8

Talk your way to the top Sir Alan Sugar, Daily Mail

http://www.thisismoney.co.uk/news/special-reports/article.html?in_article_id=400243&in_page_id=108

Are you boss material? Sir Alan Sugar, Daily Mail

http://www.thisismoney.co.uk/news/special-reports/article.html?in_article_id=400210&in_page_id=108

My secrets of success Sir Alan Sugar, Daily Mail

http://www.thisismoney.co.uk/news/special-reports/article.html?in_article_id=400205&in_page_id=108

The Forbes top 100 billionaire rich-list

http://www.thisismoney.co.uk/news/article.html?in_article_id=418243&in_page_id=2


The Forbes Rich List 2007

1. Bill Gates, Washington, 51, $56bn, Microsoft
2. Warren Buffett (pictured), Nebraska, 76, $52, Berkshire Hathaway
3. Carlos Slim Helu, Mexico, 67, $49, telecom
4. Ingvar Kamprad and family, Sweden, 80, $33, Ikea
5. Lakshmi Mittal, India, 56, $32, steel
6. Sheldon Adelson, Nevada, 73, $26.5, casinos, hotels
7. Bernard Arnault, France, 58, $26, LVMH
8. Amancio Ortega, Spain, 71, $24, Zara
9. Li Ka-shing, Hong Kong, 78, $23, diversified
10. David Thomson and family, Canada, 49, $22, inheritance

11. Lawrence Ellison, California, 62, $21.5, Oracle
12. Liliane Bettencourt, France, 84, $20.7, L'Oreal
13. Prince Alwaleed Bin Talal Alsaud, Saudi Arabia, 50, $20.3, investments
14. Mukesh Ambani, India, 49, $20.1, petrochemicals
15. Karl Albrecht, Germany, 87, $20, Aldi
16. Roman Abramovich, Russia, 40, $18.7, oil
17. Stefan Persson, Sweden, 59, $18.4, Hennes & Mauritz
18. Anil Ambani, India, 47, $18.2, diversified
19. Paul Allen, Washington, 54, $18, Microsoft, investments
20. Theo Albrecht, Germany, 84, $17.5, Aldi, Trader Joe's
21. Azim Premji, India, 61, $17.1, software
22. Lee Shau Kee, Hong Kong, 79, $17, real estate
23. Jim Walton, Arkansas, 59, $16.8, Wal-Mart
24. Christy Walton and family, Wyoming, 52, $16.7, Wal-Mart inheritance
24. S. Robson Walton, Arkansas, 63, $16.7, Wal-Mart
26. Sergey Brin, California, 33, $16.6, Google
26. Larry Page, California, 34, $16.6, Google
26. Alice Walton, Texas, 57, $16.6, Wal-Mart
29. Helen Walton, Arkansas, 87, $16.4, Wal-Mart
30. Michael Dell, Texas, 42, $15.8, Dell
31. Steven Ballmer, Washington, 51, $15, Microsoft
31. Kirk Kerkorian, California, 89, $15, investments, casinos
31. Raymond, Thomas and Walter Kwok, Hong Kong, ages unknown, $15, real estate
34. Francois Pinault, France, 70, $14.5, retail
35. Suleiman Kerimov, Russia, 41, $14.4, stocks
36. Vladimir Lisin, Russia, 50, $14.3, steel
37. Jack Taylor and family, Missouri, 84, $13.9, Enterprise Rent-A-Car
38. Vladimir Potanin, Russia, 46, $13.5, metals
38. Mikhail Prokhorov, Russia, 41, $13.5, metals
40. Oleg Deripaska, Russia, 39, $13.3, aluminum
40. Michael Otto and family, Germany, 63, $13.3, retail
42. Carl Icahn, New York, 71, $13, leveraged buyouts
42. Abigail Johnson, Massachusetts, 45, $13, Fidelity
44. Adolf Merckle, Germany, 72, $12.8, drugs
45. Barbara Cox Anthony, Hawaii, 83, $12.6, Cox Enterprises
45. Anne Cox Chambers, Georgia, 87, $12.6, Cox Enterprises
45. Mikhail Fridman, Russia, 42, $12.6, oil, banking
48. Vagit Alekperov, Russia, 56, $12.4, oil
49. Charles Koch, Kansas, 71, $12, oil, commodities
49. David Koch, New York, 66, $12, oil, commodities
51. Silvio Berlusconi and family, Italy, 70, $11.8, media
52. Nasser Al-Kharafi and family, Kuwait, 63, $11.5, construction
52. Leonardo Del Vecchio, Italy, 71, $11.5, eyewear
54. Alexei Mordashov, Russia, 41, $11.2, steel
55. Gerald Cavendish Grosvenor and family, Britain, 55, $11, real estate
55. Spiro Latsis and family, Greece, 60, $11, banking
55. Birgit Rausing and family, Sweden, 83, $11, packaging
58. Forrest Mars Jr., Virginia, 75, $10.5, candy
58. Jacqueline Mars, New Jersey, 67, $10.5, candy
58. John Mars, Virginia, 70, $10.5, candy
61. Viktor Vekselberg, Russia, 49, $10.4, oil, metals
62. Serge Dassault and family, France, 81, $10, aviation
62. Charles Ergen, Colorado, 54, $10, EchoStar
62. Michele Ferrero and family, Italy, 80, $10, chocolates
62. Naguib Sawiris, Egypt, 52, $10, telecom
62. Kushal Pal Singh, India, 75, $10, real estate
62. Alain and Gerard Wertheimer, France, ages unknown, $10, Chanel
68. Susanne Klatten, Germany, 44, $9.6, BMW, drugs
69. Philip Knight, Oregon, 69, $9.5, Nike
69. Sunil Mittal and family, India, 49, $9.5, telecom
71. John Kluge, Florida, 92, $9.1, Metromedia
71. Vladimir Yevtushenkov, Russia, 58, $9.1, telecom
73. Rupert Murdoch, New York, 76, $9, News Corp.
73. Hans Rausing, Sweden, 81, $9, packaging
73. Reinhold Wurth, Germany, 71, $9, manufacturing
76. Ernesto Bertarelli, Switzerland, 41, $8.8, biotech
76. Pierre Omidyar, Nevada, 39, $8.8, Ebay
78. Maria-Elisabeth and Georg Schaeffler, Germany, ages unknown, $8.7, ball bearings
79. Rafael del Pino and family, Spain, 86, $8.6, construction
80. Donald Bren, California, 74, $8.5, real estate
80. George Kaiser, Oklahoma, 64, $8.5, oil and gas, banking
80. George Soros, New York, 76, $8.5, hedge funds
83. Nikolai Tsvetkov, Russia, 46, $8.4, oil, banking
83. August von Finck, Germany, 77, $8.4, investments
85. Dan Duncan, Texas, 74, $8.2, energy
86. Mohammed Al Amoudi, Saudi Arabia, 61, $8, oil
86. Abdul Aziz Al Ghurair and family, United Arab Emirates, 53, $8, banking
86. Kumar Birla, India, 39, $8, commodities
86. German Khan, Russia, 45, $8, oil, banking
86. Iskander Makhmudov, Russia, 43, $8, mining, metals
86. Sumner Redstone, California, 83, $8, Viacom
86. Shashi and Ravi Ruia, India, ages unknown, $8, diversified
93. Philip Anschutz, Colorado, 67, $7.9, investments
93. Galen Weston and family, Canada, 66, $7.9, retail
95. Enrique Banuelos, Spain, 41, $7.7, real estate
96. Stefan Quandt, Germany, 41, $7.6, BMW
97. Maan Al-Sanea, Saudi Arabia, 52, $7.5, construction, finance
97. Edward Johnson III, Massachusetts, 76, $7.5, Fidelity
99. Sulaiman Al Rajhi, Saudi Arabia, 87, $7.4, banking
100. Donald Newhouse, New Jersey, 77, $7.3, publishing
100. Samuel Newhouse Jr., New York, 79, $7.3, publishing

Scrap metal trader who made billions

http://www.thisismoney.co.uk/markets/article.html?in_article_id=441008&in_page_id=3

Dubai, Mumbai, Shanghai or bye

http://www.thisismoney.co.uk/markets/article.html?in_article_id=442076&in_page_id=3

Signa Designer Residences - Robinsons Land www.signa.com.ph

Allow me to present to you our project, SIGNA DESIGNER RESIDENCES - a residential condominium development of RLC, the real estate arm of JG Summit Holdings, owned by Mr. John Gokongwei. It is affiliated with Cebu Pacific, Universal Robina Corporation - makers of Jack n' Jill, C2 Green Tea and other leading branded food products as well as large companies in the Philippines, such as Sun Cellular, Robinsons Savings Bank, and it is also one of the leading Real Estate Developers in the country today.



Robinsons Land Corporation ( RLC ), the country’s property developer of choice, invites you to choose from its premiere residential condominium projects situated in the most strategic and highly-prized locations around the Metropolis. RLC brings over a decade of solid expertise in every project and takes pride in having a good track record of completing projects ahead of time which are top considerations of tasteful and discerning buyers like you.





Robinsons Land Corp. (RLC) and Security Land, a Security Bank subsidiary, have entered into a partnership to build Signa Designer Residences, a two-tower, high-rise, and upscale residential condominium in Makati City.

Located at the corner of Valero and Rufino streets in the Philippines’ premier financial district, the project is RLC’s first Makati City development and Security Land’s first such foray in Metro Manila.
PLEASE FOLLOW THESE INSTRUCTIONS TO RESERVE YOUR NEXT INVESTMENT







Step 1 : Coordinate with the Account Manager to help you choose the best unit of your choice



Step 2 : Ask for the BUYER’S INFORMATION SHEET and the RESERVATION AGREEMENT

( these are the Forms that you need to fill out )



Step 3 : Deposit the Reservation Fee to Bank Remittance or On-Line Remittance to PNB ( Philippine National Bank ) --- Pls see the notes below for the following Correspondent Banks of PNB



Step 4 : Send a photocopy of your Passport and any Valid I.D. ( either by SCANNED COPY thru email tradespeed@gmail.com



Step 5 : Send bank the forms that you have filled out ( either by SCANNED COPY thru email tradespeed@gmail.com)



a.) Buyers’ Information Sheet

b.) Reservation Agreement Form



Step 6 : An Acknowledgement Receipt will be given to you by email

( Original OFFICIAL RECEIPT and CONTRACT TO SELL will be sent to you in the mail within 2 weeks )





****************************************************************************************



4 WAYS TO SEND YOUR RESERVATION FEE





a.) MONEY TRANSFER / REMITTANCE



* Deposit your Reservation Fee in the Bank Account of ROBINSONS LAND CORPORATION



Bank Information:



a.) Bank Name : Philippine National Bank

b.) AccountName : ROBINSONS LAND CORPORATION

c.) US $ Savings Account : 247-830-596-9

d.) Swift Code : PNBMPHMM

e.) Bank Address :



Ground Floor JMT Corporate Tower

ADB Ave. Ortigas Center , Pasig City

Philippines , 1605





CORRESPONDENT BANKS:



a.) UNITED STATES OF AMERICA

- Wachovia Bank

- Federal Bank of Atlanta , Miami Branch Office

- Federal Home Loan bank, Atlanta

- Regions Bank

- EFG Capital International, LLC

- Banco del Pacifico S.A.

- Banco de Machala



b.) EUROPE

- Dresdner Bank - Germany

- Natioal Westminster Bank – England

- UBS – Switzerland



c.) ASIA

- Sumitomo Mitsui Banking Corporation



d.) AUSTRALIA

- JP Morgan Chase

- Australia & New Zealand Banking Limited



· For your convenience, email, fax, or mail us the DEPOST RECEIPT, signed Reservation Agreement form and Individual Client’s Information Sheet, photocopies of passport and Valid I.D. with picture





b.) SEND POST-DATED CHECK BY MAIL ( Thru Fedex or Johnny Air 21 )

Mail us your Reservation Fee Check ( dollar or peso )



Payable to the order of : ROBINSONS LAND CORPORATION

Amount : Php50,000.00





ROBINSONS LAND CORPORATION

Residential Buildings Division

Robinsons Galleria, Lower Level

East Lane , Ortigas Center , Quezon City

Philippines , 1100



· For your convenience, email, fax, or mail us the DEPOST RECEIPT, signed Reservation Agreement form and Individual Client’s Information Sheet, photocopies of passport and Valid I.D. with picture





c. ) SENDING THRU ONLINE



Login to : http://www.pnbrcionline.com and follow the indicated steps






c.) RELATIVES / FRIENS IN THE PHILIPPINES



a.) Coordinate your intentions to reserve a condominium units with your trusted relatives or friends in the Philippines

b.) As by your agreement with them, let them meet us and issue the reservation fee by cash, check, credit card in your behalf



· For your convenience, email, fax, or mail us the DEPOST RECEIPT, signed Reservation Agreement form and Individual Client’s Information Sheet, photocopies of passport and Valid I.D. with picture





***********************************************************************************************************



Be advised also that our payment scheme is flexible and we can give you more payment terms and bigger discounts depending on the downpayment you would like to give. The bigger the downpayment, the bigger discount will be given.



Please be informed that the availability of these units are not guaranteed in the coming days due to large number of agents selling the same unit local and abroad. Should you finally decide to make an investment on this property, you can have the unit reserved under your name by making a reservation payment for P50,000.00, payable to ROBINSONS LAND CORPORATION. You may also visit our Head Office at :





ROBINSONS LAND CORPORATION

Residential Buildings Division

Robinsons Galleria, Lower Level

East Lane, Ortigas Center, Pasig City

1605





Rest assured that your investment is in good hands with Robinsons Land Corporation. Every year, the price of all units for all projects, are appreciating, that gives our investors a great Return On Investment, especially by the time the unit will be turned over to you. Should you plan to re-sell your unit in the future, you could sell it at a much higher price. That's the advantage of investing in properties like these, most specifically if you put your investment in one of the leading Real Estate Developers in the country today - Robinsons Land Corporation.





I am looking forward to meeting you soon, so I could further discuss again with you our project personally. Pls advise me when you'd be coming home here in Manila. It would be best if you'd reserve the unit under your name as soon as you decide so that we wont be transacted anymore to other clients. Hope to hear from you soon. Kindly provide me also your contact details. Many thanks. Be safe always and God bless.





Very truly yours,



Noel B. Albano
Mobile: +63 9176001150

HLCS Helicos Biosciences

Breakout stock, new product play.

IncrediMail MAIL

New product play

Novavax NVAX

Play on A(H1N1) H1N1 vaccine and new drug platform......

Nanometrics NANO

New CEO play?

YMI YM Biosciences

Watch this stock.....nice pattern and high relative strength.......

KapStone Packaging and Paper Inc KPPC

Why are paper and packaging companies showing improving relative strength?

Jaguar Mining JAG

Breakout stock

Ivan Hoe Mines Limited IVN

High Relative Strength stock, with increasing volume

Entree Gold Inc EGI

High relative strength stock, increasing volume.....

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Big Potential Profit!

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“Since I Love My Family Very Much, How Much Coverage Should I Have In My Life Insurance Policy?” By: Noel B. Albano

“Since I Love My Family Very Much,
How Much Coverage Should I Have In My Life Insurance Policy?”
By: Noel B. Albano
As a parent, how much life insurance coverage should you have in your policy?
Let’s face it, being the primary breadwinner (who is willing to sacrifice in an uncertain foreign environment), you are concerned how you would be able to STILL PROVIDE for your family, in case (God forbid!), you leave this earth sooner.
You will definitely agree that YOUR life is VALUABLE because it is what allows you to work and earn an income to provide for your BELOVED family. If you leave this earth sooner, your absence will create an income gap which could put your spouse and/or children in financial trouble, if the unfortunate does happen.
A quick and general method of estimating your life insurance coverage would be to take your current annual salary, and multiply that number by the difference between age 75 and your current age. For example, a 45-year old Chief Engineer earning a USD5,000 monthly salary would need PHP86,400,000 in life insurance coverage (USD5,000 x 12 months = USD60,000 x 30 years = USD1,800,000, or approximately PHP86,400,000).
If you are worried about the premium cost, term life insurance is the CHEAPEST, most affordable way to protect your family’s financial future, since it has the LOWEST premiums than other insurance options. Indeed, you will definitely be SURPRISED how low the premiums really are!
To get your FREE CONSULTATION and FREE CUSTOMISED PROPOSAL, you may contact Manulife Philippines’ licensed Branch Head, Mr. Noel B. Albano, at mobile number (+63) 917-600-1150, or through his email address at noel_albano@manulife.com. Since protecting your family is an urgent and confidential matter, you may speed up the process by sending through email, your: 1) Complete Name; 2) Complete Birth Date (month, day, year); 3) Gender; 4) Annual Salary; 4) Officer or Non-Officer Level; and 5) International or Domestic Routes. You may expect to receive your customized proposal, within 24 hours from receipt of your email.
(Note: Manulife Philippines is a wholly-owned subsidiary of Manulife Financial Corporation, the #1 financial services group in Canada, with funds under management of USD330Billion as of December 31, 2008.
The opinions expressed in this article are his own.)

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